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Back in July we were excited that it appeared that Secure Horizons would return to Santa Cruz County. Final approvals didn’t occur and there will once again be no Medicare Advantage (all in one) plans in Santa Cruz County

HealthcareBillsComparisonChart6-26-17 (1) Here is the simplified guide to the most up to date (as of 06/29/17) comparison between the ACA, AHCA, and BHCA. Listen to my radio show “Money Moves” for a discussion on this tonight (07/29/17) on AM1080 KSCO or KSCO.com to listen live via the internet. 7PM to 8PM PST

I will be co-hosting an event with a local financial planner and Social Security expert August 16th. Our event will cover Healthcare needs in later life and how to plan to cover those costs. Medicare, Social Security, Long Term Care, and re positioning assets to cover the costs of care will be covered. The even…

An Unusual Way to Add Six Figures to Your Nest Egg By Marc Lichtenfeld, Chief Income Strategist, The Oxford Club Thursday, October 20, 2016 Health savings accounts (HSAs) are the greatest health/employment benefit since the eight-hour workday. They offer a tax-advantaged way to cover planned and unplanned medical expenses and even certain Medicare premiums. What…

Did you let your health insurance lapse? Can’t enroll because it’s not open enrollment? Do you need coverage for a few months till your employer coverage kicks in? Short Term Coverage can come in for the save! Click “Find out More” to get details and a quote. You can apply online and get coverage started…

Don’t get cancelled for Non-Payment!!!! Action Required! Your Individual and Family plan and Medicare Supplement plan automatic billings were cancelled as Blue Shield migrates to a new billing system. Action is required to pay your May bill and re-establish your “Easy Pay” automatic checking account deductions. Here is info from Blue Shield on the topic.…

Later this year, we will have an Open Enrollment for those individuals and families purchasing health insurance. The is the only time most people can enroll or change their health plan each year. In 2017 our open enrollment was 11/01/2016 to 01/31/17. For the 2018 year, the open enrollment will only be 11/01/2017 to 12/15/2017.…

SB 562 is the most damaging piece of legislation I’ve seen in my 15 years in this business. SB 562 seeks to eliminate replace the health plans of all 39 million people in CA with a Government-run health plan. As you know, SB 562 seeks to provide “one size fits all” health insurance to all…

Dear Client; As we have met with many clients over the years, we recognized that some of them wanted or needed investment services that were outside our scope of expertise. In the past, when a client expressed interest in portfolio management we did not have a satisfactory solution to offer them and, noticed that many…

3 things to know about retiree health coverage 1. Find out if you can continue your employer coverage after you retire. Generally, when you have retiree coverage from an employer or union, they control this coverage. Employers aren’t required to provide retiree coverage, and they can change benefits or premiums, or even cancel coverage. 2.…