Don't wait! Get the right health insurance for you and your family
Your health coverage matters, make sure it fits you. Compare personalized plans that suit your needs and budget, and find protection you can count on for yourself and your loved ones.
Individual policies can only be purchased during the annual Open Enrollment period from November 1 - January 31
Do you qualify for a Special Enrollment because of a qualifying event? Schedule a FREE consultation with an expert at DCD Life and Health so we can assist you in navigating the individual and family insurance market
Enrollment periods don't last forever. Let's find your plan today.
Due to the expiration of the Enhanced Premium Tax Credits (EPTC) on 12/31/2025, if your household Adjusted Gross Income (AGI) is above 400% of the Federal Poverty Level (FPL) on the above chart you are not eligible for tax credits (subsidies) from the government and your premium will be full cost.
If your income is between 150% - 400% FPL you are eligible for the permanent Advanced Premium Tax Credits (APTC).
If your income goes above 400% FPL when you file your taxes you will have to pay back all subsidies you have received over the year. If you have questions about your eligibility please reach out to one of your insurance experts at DCD and we are happy to go over this information.
DCD cannot give tax advise, reach out to a CPA for any tax related questions.
Click the links below to view important resources to help you with all manner of individual and family health insurance.
2025
- Printable 2025 Fillable Annual Intake Form
- 2025 Covered California Income Chart
- 2025 Covered California Plan Benefits by tier
2026
Additional Information
Summary of Benefits and Coverage By Plan
On Exchange (Covered California) Plans
Kaiser
2026 Pending
Blue Shield Trio HMO
2026 Pending
Blue Shield PPO
2026 Pending
Anthem EPO
2026 Pending
